Terms and Conditions

1. Introduction

Welcome to SecureLife Fincorp. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms. If you disagree with any part of these terms, you may not access our services.

2. Definitions

• "Company" refers to SecureLife Fincorp, its subsidiaries, and affiliates.
• "Services" means all insurance products, financial advisory services, and related offerings provided by the Company.
• "User" or "You" refers to anyone who accesses or uses our website or services.
• "Policy" refers to any insurance policy issued by or through the Company.

3. Eligibility

To use our services, you must be at least 18 years old and legally capable of entering into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Insurance Services

5. Premium Payments

Premium payments must be made as per the schedule specified in your policy documents. Failure to pay premiums on time may result in policy lapse or cancellation. The Company reserves the right to modify premium rates in accordance with applicable regulations.

6. Claims Process

7. User Responsibilities

You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of your account information and for all activities conducted under your account.

8. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of SecureLife Fincorp and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

9. Limitation of Liability

To the maximum extent permitted by law, SecureLife Fincorp shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services. Our total liability shall not exceed the amount of premiums paid by you in the preceding 12 months.

10. Dispute Resolution

Any disputes arising from these terms or our services shall be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996. The seat of arbitration shall be Mumbai, India, and the proceedings shall be conducted in English.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. The courts of Mumbai shall have exclusive jurisdiction over any disputes.

12. Modifications

SecureLife Fincorp reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any modifications constitutes acceptance of the revised terms.

13. Contact Information